The national housing market rolls into late summer 2026 stuck in a familiar holding pattern. The average 30-year fixed mortgage rate is parked near 6.9%, and inventory has crept only slightly higher than it was a year ago, while buyer demand quietly softens.

Home prices are still inching up in most areas — roughly 1% to 2% — which keeps affordability painfully tight for anyone trying to break in, even as homeowners sit on record levels of equity.

That tug-of-war between high rates and cautious buyers makes it tougher than ever to know which markets are actually worth the plunge.

To sort it out, a recent study compared 300 cities to find the healthiest real estate markets in the country. The top of the board skewed toward the Sun Belt, with Texas cities dominating — but the Midwest held its own, and three Wisconsin cities made the cut, including one that cracked the national top 10.

Inside the Numbers: How The Markets Were Ranked

WalletHub graded every city on a 100-point scale across 17 metrics, split into two buckets.

The heavyweight category, worth 80 points, measured the real estate market itself — home-value forecasts, price appreciation, days on the market, foreclosure and vacancy rates, the share of newly built homes, and building-permit activity.

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The remaining 20 points covered affordability and the economic environment: home prices as a share of income, job and population growth, unemployment, and even median credit scores. The data was pulled as of July 22, 2026.

Wisconsin Cities That Made the Top 100 Real Estate Markets In America

Madison (No. 7)

The state capital led Wisconsin by a mile — the only city from the Badger State in the national top 10, with a score of 66.97.

Its housing-market fundamentals ranked fourth in the entire country, powered by the University of Wisconsin, a steady base of state-government and biotech jobs, and those postcard lakes.

The one knock is affordability, where Madison ranked 86th — proof that a hot market rarely comes cheap.

Green Bay (No. 36)

Titletown turned in the most balanced showing of the bunch, posting a score of 60.46 with nearly even marks for both its housing market and its affordability.

Green Bay pairs big-league identity — hello, Lambeau Field — with a small-city cost of living, a combination that keeps drawing families and first-time buyers to the Fox River Valley.

Kenosha (No. 98)

Kenosha squeaked into the top 100 with a score of 56.23, and its appeal is all about location.

Tucked along Lake Michigan between Milwaukee and Chicago, it hands commuters access to two major job markets, while a revitalized harbor, lakefront museums, and a walkable downtown have turned it into a genuine draw of its own.

SEE NOW: THESE ARE NOW THE 10 MOST DANGEROUS CITIES IN WISCONSIN

However you read the list, this was Wisconsin's moment — especially when you consider that not a single city from neighboring Minnesota cracked the national top 100 this time around.

The broader lesson holds on both sides of the border: a healthy market isn't just about low prices or a hot streak, but the blend of stability, jobs, and long-term value that lets a home hold its worth.

One-Of-A-Kind Curved Earth Home In Maple, Wisconsin Is Back On Market

This iconic home in Maple is one-of-a-kind, sitting on 16 acres of land and boasting a gourmet kitchen, a curved beam ceiling and other incredible features you won't find in any other house. Check it out!

Gallery Credit: Lauren Wells

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